{"id":244,"date":"2024-08-08T00:00:41","date_gmt":"2024-08-08T00:00:41","guid":{"rendered":"https:\/\/www.dentalimpress.com\/blog\/?p=244"},"modified":"2024-09-05T00:07:32","modified_gmt":"2024-09-05T00:07:32","slug":"deductibles","status":"publish","type":"post","link":"https:\/\/www.dentalimpress.com\/blog\/2024\/08\/08\/deductibles\/","title":{"rendered":"How Do Deductibles Work for Dental Insurance?"},"content":{"rendered":"
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\"Dental<\/figure><\/div>\n\n\n

Keeping up an excellent oral hygiene routine at home is an important part of maintaining a healthy smile. However, it isn\u2019t enough on its own. It\u2019s also crucial that you see your dentist every six months for regular cleanings and checkups. Dental insurance<\/a> is a great way to make these essential dental visits affordable and obtainable. When signing up for a dental insurance plan, you will come across some terms that you may not see every day \u2013 like \u201cdeductible.\u201d Continue reading to learn more about deductibles and how this applies to your dental insurance plan.<\/p>\n\n\n\n\n\n\n\n

What Is a Deductible?<\/h2>\n\n\n\n

A deductible in dental insurance is the dollar amount you need to pay for covered dental services before your dental insurance provider starts paying. For the majority of plans, this monetary amount resets at the beginning of the calendar year. This amount can vary, but it is usually between $50 and $100.<\/p>\n\n\n\n

How Do Deductibles Work?<\/h2>\n\n\n\n

You will have to pay your dentist for any non-preventive dental care until you meet this deductible. This will be part of the overall cost of the service. Since preventive care, like cleanings and checkups, are usually covered 100%, the deductible doesn\u2019t usually apply to these services. It\u2019s best to speak directly to your insurance company to determine which services are and aren\u2019t subject to deductibles. You don\u2019t want to run into any surprises.<\/p>\n\n\n\n

Deductibles aren\u2019t to be confused with your premium. Premiums are separate fees that are paid monthly regardless of whether you have a dental visit that month or not.<\/p>\n\n\n\n

How Do Family Deductibles and Individual Deductibles Work?<\/h2>\n\n\n\n

With a family dental insurance plan, you need to consider family deductibles in addition to individual deductibles. Everyone included in the plan has an individual deductible that goes toward the family deductible. For instance, if a family of five people has a family deductible of $100, and each person has an individual deductible of $50, then two family members meeting their deductible is enough to meet the family deductible. At this point, the remaining three family members don\u2019t need to worry about their individual deductibles if they require treatment.<\/p>\n\n\n\n

It\u2019s important to note that every plan is different, so if you have any questions or concerns, reach out to your dental team or insurance provider directly for clarification. Then, you can take advantage of and fully maximize your benefits!<\/p>\n\n\n\n

About the Practice<\/h2>\n\n\n\n

At Dental Impressions, Dr. Diana Vazquez<\/a> and Dr. Jose Aldana<\/a> work together to serve patients in the Mesquite area. With their combined experience and expertise, patients can get pretty much anything they need at one convenient location. They are proud to welcome a wide range of popular dental insurance plans. To learn more about dental insurance or to schedule an appointment, visit their website<\/a> or call (972) 288-3200.<\/p>\n","protected":false},"excerpt":{"rendered":"

Keeping up an excellent oral hygiene routine at home is an important part of maintaining a healthy smile. However, it isn\u2019t enough on its own. It\u2019s also crucial that you see your dentist every six months for regular cleanings and checkups. Dental insurance is a great way to make these essential dental visits affordable and […]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"yoast_head":"\nDental Insurance Deductibles, Mesquite | Dental Impressions<\/title>\n<meta name=\"description\" content=\"Are you interested in getting dental insurance? You have heard of a deductible, but what does this mean in terms of dentistry? 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